Penalty Excess Reducer
Reduce the impact of penalty excesses charged by insurers in specific driver, route, or operating conditions.
Why penalty excesses happen
Certain driver profiles or operating conditions are treated as higher risk by insurers, which can trigger extra excess amounts on top of the base claim excess.
Why Choose Our Cover
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Why operators add this cover
Penalty excess protection can soften the financial impact of claim scenarios where the insurer applies additional excesses.
Why operators add this cover
Penalty excess protection can soften the financial impact of claim scenarios where the insurer applies additional excesses.
Ready to get covered?
Compare options for your vehicles, cargo exposure, and excess requirements with a faster quoting process.