Theft &
Theft & Hijack Excess Reducer
Reduce the financial shock of theft, hijack, or write-off claims with excess cover that protects business cash flow.
Why it matters
When a truck is stolen, hijacked, or written off, your underlying insurer can still leave you with a significant excess amount to fund. Our reducer covers that gap after a major loss.
The Risk Gap
Standard underlying insurance often leaves a significant gap that can disrupt your entire business operation during a claim.
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Why Choose Our Cover
Excess protection helps avoid cash flow pressure at exactly the moment the business is already disrupted. This cover is vital for operators using HCVs and high-value machinery.
Key Advantages
Supports recovery after theft or hijack
Helps reduce out-of-pocket claim costs
Useful for fleets with strict working capital limits