Penalty Excess Cover

Penalty Excess Reducer
Don’t let penalty excesses drain your pocket. This cover helps reduce extra excesses your insurer may charge in specific situations — like young or older drivers, late-night driving, or certain accident conditions.

• From R100 p/m

• Up to R60,000 per penalty excess

• Covers HCVs, Trailers, Buses, Commercial Vehicles, LDVs, PMVs & Plant

Extra protection for situations such as:

• Single vehicle accidents

• Driving between 23h00 and 05h00

• PDP held for less than 2 years

• Drivers under 23 or over 65

• Capsizing/Overturning while tipping

• Licenses issued outside South Africa

• Driver licensed for less than 3 years

• Extended Territorial Limits